:root{
  --ink:#18221d;--muted:#5f6d65;--paper:#fbfdfb;--panel:#f1f7f3;--line:#dbe7df;
  --leaf:#297a4a;--leaf-dark:#1f5f3a;--bloom:#a84376;--sun:#f0b85b;--white:#fff;
  --shadow:0 14px 42px rgba(24,34,29,.08);--radius:18px;--max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.72 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:var(--leaf-dark);text-decoration-thickness:1.5px;text-underline-offset:3px}
a:hover{color:var(--bloom)}
img,svg{max-width:100%}
.container{width:min(var(--max),calc(100% - 34px));margin:auto}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:999}
.skip:focus{left:8px}
.topbar{font-size:13px;text-align:center;padding:7px 15px;background:var(--ink);color:#e9f3ec}
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,253,251,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-inner{height:76px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:850;font-size:24px;letter-spacing:-.7px}
.brand-mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(135deg,var(--leaf),var(--bloom));display:grid;place-items:center;color:white;font-weight:900}
.nav{display:flex;gap:22px;margin-left:auto;align-items:center}
.nav a{text-decoration:none;color:var(--ink);font-size:15px;font-weight:700}
.nav a:hover{color:var(--leaf)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;background:var(--leaf);color:white!important;text-decoration:none!important;font-weight:800;border:2px solid var(--leaf);line-height:1.2}
.btn:hover{background:var(--leaf-dark);border-color:var(--leaf-dark)}
.btn.secondary{background:transparent;color:var(--leaf-dark)!important}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 11px;font-weight:800}
.hero{padding:78px 0 56px;background:
radial-gradient(circle at 82% 20%,rgba(168,67,118,.13),transparent 30%),
radial-gradient(circle at 10% 20%,rgba(41,122,74,.12),transparent 32%)}
.eyebrow{display:inline-block;color:var(--leaf-dark);font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:12px;margin-bottom:10px}
h1,h2,h3{line-height:1.15;letter-spacing:-.035em}
h1{font-size:clamp(42px,7vw,78px);max-width:850px;margin:0 0 20px}
h2{font-size:clamp(28px,4vw,42px);margin:44px 0 13px}
h3{font-size:22px;margin:28px 0 8px}
.lede{font-size:21px;max-width:760px;color:var(--muted)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero-card{margin-top:42px;padding:24px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.hero-card div{padding:10px 14px}
.hero-card strong{display:block;font-size:18px}
.section{padding:58px 0}
.section.alt{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 25px rgba(24,34,29,.05)}
.card h3{margin-top:4px}
.card p{color:var(--muted)}
.card a.stretch{font-weight:800;text-decoration:none}
.article-wrap{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:54px;padding:54px 0}
.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.article h1{font-size:clamp(38px,5.5vw,60px);max-width:820px}
.article .dek{font-size:20px;color:var(--muted);margin:16px 0 24px}
.meta{font-size:14px;color:var(--muted);padding-bottom:22px;border-bottom:1px solid var(--line)}
.article p{margin:0 0 18px}
.article ul{padding-left:23px}
.callout{background:var(--panel);border:1px solid var(--line);border-left:5px solid var(--leaf);border-radius:14px;padding:20px 22px;margin:28px 0}
.moneybox{background:linear-gradient(135deg,#163e2a,#255e3d);color:white;border-radius:18px;padding:25px;margin:30px 0;box-shadow:var(--shadow)}
.moneybox h3{margin-top:0;color:white}
.moneybox p{color:#e6f1e9}
.moneybox .btn{background:#fff;border-color:#fff;color:#17452d!important}
.disclose{font-size:13px;color:var(--muted)}
.sidebar{position:relative}
.sidebar-inner{position:sticky;top:100px;display:grid;gap:18px}
.sidebox{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.sidebox.cta{background:linear-gradient(145deg,#f4faf6,#fff2f8);border-color:#d8e8dc}
.sidebox h3{margin-top:0;font-size:20px}
.sidebox ul{list-style:none;padding:0;margin:0}
.sidebox li{padding:8px 0;border-bottom:1px solid var(--line)}
.sidebox li:last-child{border:0}
.sidebox a{text-decoration:none;font-weight:700}
.sources{margin-top:42px;padding-top:24px;border-top:1px solid var(--line)}
.sources li{margin:8px 0}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}
.related a{display:block;border:1px solid var(--line);border-radius:13px;padding:15px;text-decoration:none;font-weight:800;background:#fff}
.category-hero{padding:58px 0 30px}
.category-hero h1{font-size:clamp(40px,6vw,65px)}
footer{background:var(--ink);color:#cdd8d1;margin-top:65px;padding:48px 0 28px}
footer a{color:#eef7f1}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}
.footer-brand{color:white;font-size:24px;font-weight:900}
.footer-links{display:grid;gap:9px}
.footer-note{border-top:1px solid #37433c;margin-top:30px;padding-top:20px;font-size:13px}
.mobile-cta{display:none;position:fixed;z-index:60;left:12px;right:12px;bottom:12px;box-shadow:0 10px 35px rgba(0,0,0,.25)}
.table-wrap{overflow-x:auto;margin:24px 0}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}
th{background:var(--panel)}
@media(max-width:900px){
  .nav{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:flex-start}
  .nav.open{display:flex}.menu-btn{display:block}.header-cta{display:none}
  .article-wrap{grid-template-columns:1fr}.sidebar{display:none}.grid{grid-template-columns:1fr 1fr}
  .mobile-cta{display:flex}.hero-card{grid-template-columns:1fr}
  body{padding-bottom:70px}
}
@media(max-width:620px){.grid,.related,.footer-grid{grid-template-columns:1fr}.hero{padding-top:52px}.section{padding:42px 0}.container{width:min(100% - 24px,var(--max))}}